
A gang stole £14,244 to buy AI chatbot credits. His bank spotted the first charge and let the rest happen.
THE SO WHAT
Fraudsters using AI chatbot credits as a cash-out rail exposes a new blind spot—fraud systems tuned for retail spend, not API or credit purchases. If you issue cards or run payments, you need new rulesets for high-velocity AI service charges, and if you sell AI credits, expect to be pulled into fraud investigations.
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