Am I too old for Roth conversions? I’m 84 and my wife is 77. We have $8 million saved.
THE SO WHAT
An 84-year-old with $8M questioning Roth conversions is a reminder that high-net-worth clients are increasingly DIY-ing complex decisions to avoid AUM fees. If you build fintech or advisory tools, the bar is rising for scenario modeling and tax-aware guidance, even late in life.
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