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Startups & Venture·July 8, 2026·1 min read

BofA Makes U-Turn on OpenAI, Provides $520M Credit Line

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A $520 million credit line from a major bank to an AI lab is a signal that traditional lenders are now comfortable underwriting model-heavy balance sheets. For founders, this widens the capital stack beyond equity and converts — but also adds covenants and bank risk into the equation.