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Tech & Innovation·August 10, 2026·1 min read

I looked into buying a house in Singapore as an investment. Here’s why I didn’t — despite the 2% mortgage rate.

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Sub-2% mortgages in Singapore and ~1% in Japan show how cheap money alone doesn’t guarantee a good real estate trade—policy, taxes, and local dynamics can erase the rate advantage. If you’re allocating globally, underwrite regulatory and liquidity risk at least as hard as the headline interest rate.