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Deep & Emerging Tech·July 31, 2026·1 min read

I’m 75 and afraid to let my retirement fund dip below $1 million. Am I being too aggressive?

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Household risk tolerance at retirement age is a quiet macro variable—if more retirees refuse to draw down assets, that capital stays parked instead of circulating. For fintech and wealth platforms, the product gap is less yield and more psychological safety around decumulation.