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Tech & Innovation·July 20, 2026·1 min read

We have $8 million in traditional IRAs. Should we tap them to buy a house — and take the tax hit?

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Retail investors weighing tax hits versus mortgage interest on multi‑million‑dollar IRAs underscores how much personal balance sheet engineering is now DIY. Fintechs serving high‑net‑worth users should assume more complex what‑if modeling — not just basic retirement calculators — is the new baseline expectation.