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Deep & Emerging Tech·July 29, 2026·1 min read

Why SoFi’s stock is dropping, even after its earnings beat expectations

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SoFi's selloff despite an earnings beat underlines how guidance and growth narrative now dominate over backward-looking metrics. For fintech operators, conservative outlooks may protect execution but will be punished in the short term—be explicit about where AI, deposits, and credit risk actually bend your curve.