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Applied AI·October 13, 2026·1 min read

Amex introduces a framework to prevent AI agents from making unauthorized purchases

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Amex building a framework to constrain AI agents’ purchasing behavior is an early move toward card networks becoming the policy layer for autonomous commerce. If you’re experimenting with shopping agents, design against these rails now — granular spend limits, merchant whitelists, and explicit user authorization will be table stakes for payments access.