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Tech & Innovation·July 23, 2026·1 min read

I am a 63-year-old semiretired physician. If you have saved $2 million for retirement, should Social Security be optional?

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Debates about making Social Security optional for higher net-worth retirees highlight how policy risk can reshape retirement assumptions even late in a career. For founders and executives, it’s a reminder to model personal and employee financial plans with policy volatility in mind, not as a fixed backdrop.