In Position To Continue Playing Offense: Garlinghouse
THE SO WHAT
A crypto-native firm getting OCC approval for a national trust bank is another data point that token infrastructure is bleeding into regulated finance rails. If you’re building custody, payments, or settlement products, assume more hybrid entities competing on both speed and regulatory posture.
READ THE SOURCE
MORE FROM THE WIRE
The FTC asks companies from Uber to Walmart about how they personalize the prices you pay
The FTC’s probe into personalized pricing across Uber, DoorDash, Walmart and others puts AI-driven price discrimination squarely in the regulatory crosshairs. Any team using ML for dynamic pricing should inventory features tied to individual identity and be ready to justify fairness, consent, and auditability under subpoena-level scrutiny.
Deep & Emerging TechChina’s CXMT will make AI memory despite yields as low as 20%, Reuters says
CXMT pushing ahead with HBM3E at 20–30% yields shows China is willing to burn margin to secure a domestic AI memory stack. Anyone dependent on non-Chinese HBM should read this as medium-term price and supply pressure — and a signal that geopolitical diversification of memory sources is now part of AI capacity planning.
Deep & Emerging TechXRP 'At The Heart' Of Everything Ripple Does: Garlinghouse
Ripple leaning into regulation and licensing while pushing RLUSD as “the most trusted stablecoin” is a bid to anchor XRP inside a compliant payments stack. If you’re a financial institution experimenting with tokenized dollars, expect more pressure to pick ecosystems where the issuer is visibly courting regulators, not avoiding them.
Deep & Emerging TechFifteen-Minute Bets Scratch the Bitcoin Itch
Surging prediction-market volumes while Bitcoin trades sideways shows speculative appetite is migrating to faster, more granular instruments. Exchanges and fintechs should read this as demand for event-driven, short-duration products — and a warning that user attention is increasingly timeboxed to minutes, not days.